Medical and dental care insurance

Medical and dental care insurance

Québec residents are required to subscribe to one of the two following options relating to insurance covering the cost of prescription drugs: either your employer’s or association’s group plan or the RAMQ. If you are paying RAMQ premiums, you are not covered by a group plan.

Private or personal prescription drug insurance plans that may be offered to you at Simplicité Financière can complement the RAMQ plan, but not replace it. That is the law. But, when someone wants that type of insurance, it is often not for himself or herself, but for his or her family, children, and that is generally when it counts! Such insurance may often be added to disability insurance and cover all the family for prescription drugs. Dental care plans are usually complementary to prescription drug insurance and they are also easily added to disability insurance.