Depending on your needs, your short, medium and long term projects, we can help you to achieve a return on your investment while guaranteeing your original investment.
Segregated funds are similar to mutual funds in the sense that they offer investors an opportunity to group their money in investment portfolios consisting of various securities (equity, bonds, etc.) managed by investment company experts. Such funds may be in the form of registered investment (RRSP, RESP, TFSA, etc.) or unregistered investment.
The key difference is that they generally come with a guarantee in the event of death and a maturity guarantee value. It is a guarantee that you will experience no money loss whatsoever (i.e., 100% of your original investment) or that you will lose no more than 25% (i.e., you will retain a minimum of 75% of your original investment). Of course, your investment may yield a return, but the guarantee is that you will experience no money loss (or, at least, no more than 25%, depending on the funds) at maturity (e.g., 10 years) or in the event of death.
* Mutual funds are distributed through Group Cloutier investments. Please note that mutual funds are not guaranteed. Their values change frequently and past value is not an indication of future performance. Please read the prospectus before investing.